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We need to understand why retirees are becoming more frugal and take pattern after them. Please see my reference below. Retirees Become More Conservative, FrugalU. S. News and World Report Washington,DC,USABaby boomers still in the work force have some time left to boost their nest eggs. But people who retired before the recession began have less hope for . Read more at: Question from Gertrude Savage: Donna, what can you tell me about Rolling on the river?Is this a good thing for us aging baby boomers?Answer: Gertrude, I am going to let the following article speak for me. It's very interesting. I hope it helps. Rolling on the river is cruising's hottest trendUSA Today USAAvalon and AMA are rolling out three more in Europe next year, reflecting bullishness about a product that appeals mainly to Baby Boomers, retirees and . Read more at:N.